What Type Of Life Insurance Do I Need?
- Life Insurance Only
A basic, easy-to-understand policy which provides your loved ones with financial security if you pass away.
- Life Insurance with Critical Insurance
Similar to the above policy, but you will also receive a predetermined lump sum of money if you are diagnosed with a critical illness like cancer, suffer a heart attack or any other illness or injury listed on your individual policy.
- Mortgage Life Insurance
Your eventual payout reduces in-line with your mortgage, meaning you are never paying for more cover than you need.
- Whole of Life
An insurance policy that provides you with peace of mind for the rest of your life.
- Cover Period
Choose how long you want cover for – perhaps until you retire, or until your children turn 18.
- Cover Amount
The ‘cover amount’ in your policy defines how much money will be paid to your family if you pass away during the term of your policy. This can be changed at any time, so don’t worry if your circumstances change.
How does it work?
To find the right life insurance for you, simply complete the quick quote form
below and in less than 2 minutes you will have your indicative quote and have taken the first step towards protecting what matters most – to you.
What is critical illness cover?
Many life insurance policies cover you if you are diagnosed with a terminal or critical illness, but it is important that you make sure that this is the case before accepting any policy. If you take out a joint life insurance policy then your partner will also be covered. With critical illness cover, you will be able to claim on your insurance before you die. Make sure that you read the terms of your policy in full to know what you will be covered for.
Can we get joint cover?
Yes. To get joint life cover, simply select the ‘joint cover’ option on our quick quote form when getting your free life insurance quote.
How much cover should I get and how long for?
The amount of cover you take out is entirely up to you and will depend on your individual circumstances such as how much you can afford and how much money your loved ones would need in the event of your death. As a rule of thumb, make sure that your chosen policy provides enough cover to pay for things like a mortgage, outstanding bills, care for your children and any other important expenses.
The duration of your life cover will depend on what you are intending it to be used for – life insurance typically lasts until a large loan is paid off (like a mortgage) or your children come of age. With Quick Quote, we’ll find you life cover that is tailored to you and your needs.
Can I cancel my cover?
Yes, but you should only do so if absolutely necessary. Remember that as soon as you cancel your life insurance your family will no longer be covered in the event of your death. You do not receive a payout upon cancelling your policy, you simply no longer have active cover.
Whats the next step?
At Quick Quote our simple quick quote form below can give you an indicative quote of how much protecting your loved ones will cost. Accompany this with our friendly advisers that are on hand to help you find the best and most affordable life insurance deals in line with your requirements and needs. We have you covered.
Simply complete the quick quote form below and in less than 2 minutes you will have your indicative quote and have taken the first step towards protecting what matters most – to you.